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Allianz Life Insurance Company


Why Allianz?



For 115 years–through bull markets and bear markets–our conservative investment philosophy and careful risk management has given us the strength and stability to deliver on our promises. Even during the recent market crisis, our financial strength ratings were never downgraded by independent agencies.
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Ratings

Financial ratings that are consistently high.
•Rated A (Excellent) by A.M. Best1
•Rated A2 (Good) by Moody's2
•Rated AA (Very Strong) by Standard & Poor’s3


Conservative investing

A conservative investment philosophy.
•Seeks long-term results
•Diversifies across asset classes
•Uses in-house, real-time risk management



Financial strength

Substantial cash reserves help us back our guarantees.
•Strong operating margin
•Maintain a high level of liquidity


Global connections

Allianz SE, our parent company:
•Fortune Global 500 Company4
•World’s third-largest money manager5
•Serves over 75 million customers worldwide

› More about Allianz global connections

Allianz Website:




1 The A.M. Best rating of A (Excellent) is the third highest of 16 possible ratings, and was affirmed February 2011.

2 The Moody’s rating of A2 (Good) is the sixth highest of 21 possible ratings, and was affirmed August 2009.

3 The Standard & Poor’s rating of AA (Very strong) is the third highest of 21 possible ratings, and was affirmed August 2010.

These independent agency ratings are based on an analysis of financial results and an evaluation of management objectives and strategies. The ratings do not pertain to the variable investment options, which fluctuate with market conditions. The ratings do not indicate approval by the analysts and are subject to change. For a full description of how rating categories are assigned, please refer to these ratings agencies' websites: www.AMBest.com, www.standardandpoors.com, www.moodys.com.

4 "Fortune Global 500," Fortune, July 26, 2010. Fortune's ranking is based on revenue.

5 "The P&I/Towers Watson World 500: The World's Largest Money Managers," Pensions & Investments, October 18, 2010 (www.pionline.com). Ranked by total assets under management.